Living Smart: What to Do about that Neighbor's Pesky Tree

If roots or branches of a neighbor’s tree pose problems for you, it’s likely you have the right to take action, even if the neighbor won’t.

Tree laws vary widely, but most permit homeowners to trim overhanging branches or overreaching roots that cause damage, create danger or obstruct a view, according to highly rated tree service providers and an expert on tree and neighbor law.

The right carries some limitations. One of the main ones is that whatever action you take to remedy the problem can’t lead to permanent damage to the tree. Also, some communities have ordinances restricting which trees can be cut or removed, regardless of whose property they’re on.

Talk to your neighbors before hiring a tree company. Not only is it simple courtesy, it may make the job easier for your professional.

Make sure you know for sure who owns the tree. If the full trunk is in your neighbor’s yard, the neighbor owns the tree, no matter how many branches or roots grow on your side of the property line. If the trunk rests on multiple properties, all owners must agree to trimming or removal.

Be sure you know your local laws, ordinances and restrictions. The bottom line in nearly every area is that any trimming efforts must not cause the tree permanent damage. Be aware that in many places, you’re responsible for paying for damage caused if a neighbor’s tree falls on your property. The case may be different if the neighbor’s tree is dead.

Consult a certified arborist and, possibly, a real estate attorney. If you have any questions about tree ownership or the potential effects of trimming or cutting, it’s best to get expert advice from a qualified professional.

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Happy Holidays!

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Five Winter Festivals in Louisiana

Louisiana is a great place for a festival. Known for its excellent food and happy-go-lucky atmosphere, the state does have a few festivals happening, even in the dead of winter. Here's a listing of five festivals taking place in Louisiana this winter.

New Year's Eve, New Orleans

For New Year's Eve, consider coming to the French Quarter. In Jackson Square and along the riverfront, revelers are treated to a spectacular fireworks show to ring in the New Year. There is often a stage set up in Jackson Square featuring live music. This event is not suggested for children, as the revelers can be rowdy and the crowds can be so thick it may become frightening, unsafe or inappropriate for young ones. For adults, it's a great way to ring in 2014. 

 Louisiana Children's Museum Countdown to Noon, New Orleans

For kids, the New Year can be celebrated at the Louisiana Children's Museum. There, the countdown will not be at midnight ... it's scheduled for a child-friendly noon. Kids can ring in the New Year with balloons, games, entertainment and hands-on learning. 

 Christmas in the District, New Orleans

At the turn of the New Year, be sure to catch the tail end of one of the city's biggest holiday displays. Christmas in the District features holiday lights that are coordinated to music. The lights can be seen downtown near the Ernest N. Morial Convention Center on the neutral ground along Convention Center Boulevard between Poydras and Julia. The display will be available for viewing through Jan. 5. 

Louisiana Fur and Wildlife Festival, Cameron

The Louisiana Fur & Wildlife Festival is billed as "one of the oldest and coldest festivals in Louisiana." Taking place on Jan. 10 and 11, the festival honors the hunting and wildlife industries. There will be pageants, entertainment, vendors, a gumbo cook-off, and much more. 

Battle of New Orleans Commemoration, Chalmette

On Jan. 10 and 11, re-enactors will dramatize the famous battle of New Orleans, which took place in St. Bernard Parish's Chalmette Battlefield on Jan. 8, 1812. The event will feature musket and cannon fire demonstrations, historical presentations and lantern tours. Period re-enactors will be in full costume to represent the actual clothing and lifestyles of the times. Guides and volunteers will be available for true-to-the-times demonstrations and questions.

Housing Predictions: How 2014 Will be Different

Next year looks to be the year of the repeat home buyer, as worsening affordability discourages first timers and investors; also, the buying process will be less frenzied. Hot markets to watch are primarily in the South, Plains, and Mountain states. Rental activity will swing back toward urban apartments, away from single-family homes.

1.      Housing Affordability Worsens. Buying a home will be more expensive in 2014 than in 2013. Although home-price increases should slow from this year’s unsustainably fast pace (see #4, below), prices will still rise faster than both incomes and rents. Also, mortgage rates will be higher in 2014 than in 2013, thanks both to the strengthening economy (rates tend to rise in recoveries) and to Fed tapering, whenever it comes.

2.      The Home-Buying Process Gets Less Frenzied. Home buyers in 2014 might kick themselves for not buying in 2013 or 2012, when mortgage rates and prices were lower, but they’ll take some comfort in the fact that the process won’t be as frenzied. There will be more inventory on the market next year, partly due to new construction, but primarily because higher prices will encourage more homeowners to sell – including those who are no longer underwater.  Also, buyers looking for a home for themselves will face less competition from investors who are scaling back their home purchases (see #3, below).

3.      Repeat Buyers Take Center Stage. 2013 was the year of the investor, but 2014 will be the year of the repeat home buyer. Investors buy less as prices rise: higher prices mean that the return on investment falls, and there’s less room for future price appreciation. Who will fill the gap? Not first-time buyers: saving for a down payment and having a stable job remain significant burdens, and declining affordability is also a big hurdle for first-timers. Who’s left? Repeat buyers: they’re less discouraged by rising prices than either investors or first-time buyers because the home they already own has also risen in value. Also, the down payment is less of a challenge for repeat buyers if they have equity in their current home.

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Take precaution when igniting your drinks.

Flaming drinks are a great way to start a party or entertain guests. Igniting your drink can actually enhance the flavor.

Here is just one recipe to try:

Flaming Russian

Flaming Cocktail Recipe 2/3 Shot of vodka 1/3 Shot of Rum Pour vodka in shot glass, carefully layer rum on top. Ignite rum and serve.   

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Maximalism as it pertains to interior design.

A new philosophy is taking hold in interior design, and it puts the onus on style without clutter. The recession has finally dwindled and people are yearning for all of the sumptuousness, texture, and good looks that they can get. This exciting new movement is being called “maximalism.” So many of us were attracted toward the bare, simplistic movement often referred to as “minimalism” in the last several years. But this new idea of maximalism looks to break that mold and go after the bright, bold, detailed accents that are connected to this new ideal.

During the recession everyone took it down a notch and gravitated toward repurposing. Many people were downsizing and reusing and recycling. The new maximalism means that the recession is almost over, and people are spending again. It’s the place where “more is more” and less is most definitely a bore.

It’s not about  accumulating things. In fact, it’s quite the opposite! Maximalism as it pertains to interior design is about having elegance and sophistication in materials but striking a delicate balance between style and keeping disorder at bay.

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