How to know if this house is right for you

Buying a house can be a daunting task, and the fear of buyer's remorse can cause serious anxiety.

How do I know this house is right for me?  Here are some things you'll want to consider before making

that decision:

Can I afford it?

Nothing is more disappointing than finding your dream home just to be told by the mortgage company

that it's out of your price range. Before venturing into the real estate market, meet with a mortgage

broker or bank representative to obtain an accurate number for purchase. This will help you to avoid

heartache and allow you to consider real options versus something that's not feasible because of

your budget.

Does this house meet my must-haves?

Make a list of your must-haves. Features such as number of bedrooms and bathrooms should be high

on that list.

Things such as walk-in closets, an ensuite might be negotiable; however, if you're unwilling to

compromise on certain amenities, be sure to only look at properties that offer them.

Is this property in the right area?

Narrowing down where you want to live is crucial. Are there parks? Trails? Do I add time to my commute?

Am I near amenities important to me and my family? Questions like these will help determine if you're

looking in the area that will best suit your needs.

Is this house right for my future?

For young couples, single buyers and small families especially, it's vital to ask yourself if this is a home

you can grow into. What is your plan? Do you want to start a family here? If your answer is yes, then

the number of bedrooms and bathrooms, as well as separate living space, are all things to take note of.

  

 You can feel it.

Trust your gut when something feels off about a house. You'll know a house is right for you and your

future by the feelings you have while looking at it, walking through it and when it comes time to move in.

If you're trying to convince yourself a house will work or that you love it, chances are it won't and you

don't. At the end of the day, trusting your instincts will guide you to the perfect house while helping

you avoid the ones that aren't.

To search for homes go to https://homesalesneworleans.gardnerrealtors.com/

Designing The Outdoors

We all love outdoor spaces, and if you have a large backyard, your possibilities may be endless. What happens when all you have is a balcony? Guess what: it can be transformed into a functional area! Here are a few tips:

Depending on the square footage of your outdoor area, consider what you will be using it for. Smaller spaces can be tricky, so try to find furniture that can double as storage, like a bench with space beneath or a table with drawers or an extra shelf. For larger spaces, consider separating areas by using potted plants to establish borders between the dining and lounging spaces.

Consider what your focal point will be to help determine your color scheme. If your outdoor space overlooks a beautiful landscape, then choosing neutral materials will create fewer distractions from the view. Alternatively, if you’re working with an urban setting, bring in a bit of color with potted plants and vibrant seat cushions or pillows.

Selecting the right outdoor furniture can be tough. If your space gets a lot of direct sunlight, metal furniture may not be your best choice as it can get hot and uncomfortable to touch. Additionally, if humidity is high it can be harsh on metal surfaces and require additional treatment and cleaning to maintain. Plastic, resin, or wicker furniture can be a bit lighter weight than other materials and easier to put away for the off season.

For smaller spaces, less can be much more. Bistro tables can be an excellent fit for city balconies and smaller patios as they don’t take up too much space and can be easily moved around. Forcing too much furniture into a small space will make it feel even smaller and may deter you from enjoying it.

Is your outdoor dining space for you and your spouse, or do you have a large family or entertain frequently? If you pride yourself as the host with the most, make sure your outdoor dining layout allows for a smooth cooking and entertaining experience. If your grill is the primary cooking space, make sure it is safely separated from the crowd, but also close enough that you can cook and entertain at the same time.

There are a million different ways to design an outdoor space and it really just boils down to your own personal style.

To search for properties go to http://www.homesalesneworleans.com/ 

Does Your House Look Haunted?

Are you considering or trying to sell your home? If so, the last thing you want to do is spook buyers with a home that looks like a house out of a ghost town. Before putting your home on the market, rid your digs of these horrifying features.

Smashed windows. Unlike haunted houses, you probably don't have razor-like shards of glass protruding from the windows of your home. But are they drafty? Seal cracks, or consider replacing them altogether.

Neglected yard. Overgrown greenery (or brown-ery) is a sure sign of an abandoned abode.

Peeling paint. Dated wallpaper and worn-out paint are staples in haunted houses. Scrub your walls, patch any holes and roll on a fresh coat of paint in a ghostly neutral shade.

Foul odors. Your house (hopefully!) isn't home to anything decomposing, but remove trash and eliminate musty, stale air by opening the windows.

Creaky floors. Ghouls creep through haunted homes, making the floors creak and sending panicked visitors running out the door.

Cobwebs. Creepy-crawlers seem to love some homes, and pests are a serious turn-off for anyone. If you suspect a problem, call up the Orkin man to have it rectified immediately.

Gloomy rooms.  Avoid triggering childhood fears of the Boogeyman by lighting up dark walkways, dim rooms and shadowy corners.

For more good advise visit http://findneworleansproperties.gardnerrealtors.com/

Add Some Bling To Your Spaces

Grays have been catching on in more interiors this year and so has the color’s “flashier cousin” – silver, which is becoming a popular accent color in 2014. Silver is adding some sparkle to rooms, through shimmering fabrics and reflective glassware to even kitchen backsplashes and furniture.

Silver can be an attention-getting touch to liven up a space’s interior.

Metal tiles gained popularity in the past decade or so with the explosion of stainless steel kitchen appliances, and stainless steel tiles were [and still are] great harmonizers. However, they’ve also made their way out of the kitchen – and all that glitters isn’t always stainless steel. Tiles are available in different metals, including bronze, copper, and titanium, as well as different surfaces, such as brushed, polished, and textured.

Metallic finishes are everywhere from metal-toned lamp shades to the detailing in fabrics and throw pillows. Brass is also making a comeback in the metal arena. But you might want to still hold off on swapping out all those light fixtures for brass and keep the trend reserved to accessories, for now. The trend is evident, though, as more accessories take on a vintage gold look, such as in mirror frames to gold curtain rods.

Some gold and silver touches may just be the modern touch to bring a room more up-to-date.

For more ideas go to http://findneworleansproperties.com/ 

MAKE YOUR HOME MOVE-IN READY!

The moment you even begin to think of putting your home up for sale is the time to start thinking like a buyer. Why? Because thinking like a buyer will help you make your home move-in ready for just the right buyer. The less they think about what  they have to change, the shorter the distance will be between the viewing, their offer, and the day you say, “Sold.”

1.      Host a pre-listing party. Invite a few trusted friends over for an inventory. Make some cocktails and go from room to room in your home asking what they would either change if they were to buy your house, or see as a red flag if they were a potential buyer. This can help you create a solid list of potential improvements to discuss with your Realtor before you list.

2.      Consult with a great agent. Now that you have your friends’ opinions, run them by an expert.  See which problems you should address before listing and which fixes won’t be of financial benefit. 

3.      De-clutter. Closets get full. Extra pieces of furniture get crammed into corners. Bookshelves overflow with odds and ends. Help the potential buyers see your actual home and not the stuff in your home by moving out the extras. Try renting a portable storage unit that can be delivered to your home. This way, you can box up extras, and they’ll be ready to be delivered to your next dream home. In the meantime, you’ll be making room for someone else’s dreams.

4.      Clean out the garage. The future owners of your home want to know that their cars can fit into the garage.

5.      Think neutral. It’s hard for potential buyers to see themselves in a home that has you written all over it.  Since your home is soon to not be your home anymore, consider taking any brightly or bold-colored walls back to neutral. A simple beige satin wall paint with a semi-gloss white or off-white pain trim can do wonders for giving potential buyers the “blank canvas” feeling. You want future owners to be dreaming of picking out paint — not how to get rid of not-right-for-them color decisions.

6.      Grout, tile, and natural stone restoration. Have your bathrooms and kitchen counters lost their luster? You might want to look into having them refreshed (and it’s much less expensive than having them redone).  For not a lot of money, you can kick up the shine on your tiling and counters and get that long-neglected grout back to clean.

7.      Make those hardwood floors spiffy. Wash all surfaces with a simple mild, soapy water first (avoid Murphy’s Oil Soap — it leaves a residue). Next, use a hardwood floor polish like Bona or a product like Rejuvenate to bring the beauty back — and all for under $40-$50 for the average sized home. Be sure to use the cleaners recommended by each product to prevent buildup and to keep the shine going through your whole listing. There’s nothing that can kill a deal like your perfect buyer thinking that they have to refinish a few thousand square feet of hardwood. Help them see hope, not hardwood-related dollar signs.

 For more information visit http://findneworleansproperties.com/

THE FUTURE OF SHORT SALES

Short sales and foreclosures played a starring role during the Great Recession. According to National Association of REALTORS® statistics, in the summer of 2009, distressed sales made up just under 50 percent of all transactions as. Fast forward to last fall, and that number dropped to only 14 percent.

Short sales are becoming less common for many reasons. For one, many markets are now well into recovery mode. Home values are rising and sellers who were underwater only a year ago have a bit more breathing room today. With fewer homeowners in financial distress—and the worst of the cleanup from the housing bubble behind us—banks and courts are finally processing through their backlogs of distressed properties. And employment growth means more homeowners can afford to stay in their homes and make their mortgage payments.

In addition, short sales are becoming less favorable for sellers. For the last few years, the Mortgage Forgiveness Debt Relief Act of 2007, which protects sellers from having to pay tax on unpaid or forgiven debt, has made short sales a viable option for many underwater homeowners. However, the Act was sunset at the end of 2013. A short sale in 2014 could significantly impact your tax obligation, making it less attractive.

Buyer interest in distressed properties has also cooled. Too much hassle, and most short sales and foreclosures are not such a great deal after all. Finally, lenders themselves are also less interested in short sales. As market values increase, there is less need for lender/borrower negotiated sales. Added to that, the return of third-party purchasers (institutional investors or cash buyers purchasing at foreclosure auctions) is shifting the pendulum back toward traditional foreclosure auction and REO.

FOR MORE INFORMATION VISIT http://findneworleansproperties.com/ 

Power of Gray in Staging

Gray is a subtle color that can bring sophistication to interiors while also the neutrality that home buyer crave.

It’s the hot new neutral, a sleek and sophisticated color option that adds refinement to almost any room. Walls that are painted gray are great backdrops for almost any style of décor, and gray is such a dignified color that it can elevate the appearance of even the most modest furnishings.

Gray can be a great color choice for embellishments throughout interiors, such as a gray wash on wood furniture or the fabric in seating.

2014 color forecast expects grey to be used more in homes, and the grey’s flashier cousin, silver, used as an important accent color.

For more tips and suggestions visit http://findneworleansproperties.com/

The Color of 2014

Move over Emerald, there’s a new hot color in town. Get ready to embrace purple in 2014.

 “Radiant Orchid” as the “2014 Color of the Year.” This attention-getting hue a “captivating, magical, enigmatic purple” that is expected to catch on in everything from home interiors, accent pieces, and accessories to clothing lines in 2014.

“An enchanting harmony of fuchsia, purple, and pink undertones, Radiant Orchid inspires confidence and emanates great joy, love, and health,” says Leatrice Eiseman, executive director of the Pantone Color Institute. “It is a captivating purple, one that draws you in with its beguiling charm.”

The color complements olive and deeper hunter greens as well as makes a great combo when paired with turquoise, teal, and light yellows. It can also help liven up neutrals, such as gray, beige, and taupe.

Radiant Orchid will replace the 2013 color of the year, Emerald.

For Real Estate related tips visit http://findneworleansproperties.com/

Living Smart: What to Do about that Neighbor's Pesky Tree

If roots or branches of a neighbor’s tree pose problems for you, it’s likely you have the right to take action, even if the neighbor won’t.

Tree laws vary widely, but most permit homeowners to trim overhanging branches or overreaching roots that cause damage, create danger or obstruct a view, according to highly rated tree service providers and an expert on tree and neighbor law.

The right carries some limitations. One of the main ones is that whatever action you take to remedy the problem can’t lead to permanent damage to the tree. Also, some communities have ordinances restricting which trees can be cut or removed, regardless of whose property they’re on.

Talk to your neighbors before hiring a tree company. Not only is it simple courtesy, it may make the job easier for your professional.

Make sure you know for sure who owns the tree. If the full trunk is in your neighbor’s yard, the neighbor owns the tree, no matter how many branches or roots grow on your side of the property line. If the trunk rests on multiple properties, all owners must agree to trimming or removal.

Be sure you know your local laws, ordinances and restrictions. The bottom line in nearly every area is that any trimming efforts must not cause the tree permanent damage. Be aware that in many places, you’re responsible for paying for damage caused if a neighbor’s tree falls on your property. The case may be different if the neighbor’s tree is dead.

Consult a certified arborist and, possibly, a real estate attorney. If you have any questions about tree ownership or the potential effects of trimming or cutting, it’s best to get expert advice from a qualified professional.

Visit http://findneworleansproperties.com/

Living Smart: Bathroom Remodeling

Bathroom remodeling continues to be one of the most popular home improvement projects.  If you’re moving beyond the imagining stage and are ready to get serious about renovating a bathroom, here are trends and tips to keep in mind.

What you can do with a bathroom depends on its size and who’s using it. Hall bathrooms are commonly used by kids and guests, and an update may be focused more on making the most of a high-traffic, cramped room. Ideas include replacing a mirror with a medicine chest faced with a mirror, or replacing a pedestal sink with a vanity that has cabinet space. A master bathroom, however, is usually larger and more private. It’s a likely candidate for a spa makeover. Some ideas from highly rated remodelers:

—Replace the tub with a luxury shower featuring multiple showerheads and handheld sprayers, or a large rain-style shower head.

—Create a fresh, clean look with a frameless glass shower door.

—Upgrade with granite or solid-surface materials.

—Focus less on the latest design trend or fad, and more on elements, fixtures and colors that will stand the test of time.

—Incorporate universal design — which is intended to ensure that a project is useful for people of all ages, abilities and sizes. Among the ideas: Replace lower toilets or sinks with taller options that require less stooping or bending.

Plan to do your homework before starting the project. Be realistic about your budget. The average cost of bath remodeling in 2013 was $18,538, down slightly from 2012, according to the National Kitchen & Bath Association.

Before you start talking to contractors:

—Check websites and magazines for designs and ideas. Research materials and products at showrooms and retail stores. This will help contractors more accurately estimate the time and cost for your project.

—Talk to neighbors, friends and family about their projects. Check contractors’ reviews on a trusted online review site.

—Get multiple bids and ask for and check references. Questions to ask include: Did the contractor meet expectations? Were there delays or miscommunications? How did the contractor handle requested changes?

—Get at least three written estimates that clearly define the project and what materials will be used.

—Make sure you can reach a contractor when you need to.

—Be sure the contractor you hire is appropriately licensed, insured and bonded. Bathroom remodeling work often requires electrical and plumbing work — two of the most often regulated trades.